TERMS AND SERVICES

1. Acceptance of Terms

By accessing and using the VR-Care Insurance website (the "Site"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, please discontinue use of the Site immediately.

2. Privacy Policy

Your use of the Site is also governed by our

Privacy Policy

, which outlines how we collect, use, and protect your personal information. Please review it to understand our practices.

3. Permitted Use

You may use the Site for lawful purposes only. You agree not to use the Site to:

Engage in any illegal activities. Transmit any material that is defamatory, harassing, or otherwise objectionable. Infringe upon the intellectual property rights of others. Introduce viruses or other harmful code.

VR-Care Insurance reserves the right to terminate or restrict your access to the Site at its sole discretion, without notice, for any conduct that we believe violates these Terms of Use or is harmful to other users of the Site, us, or third parties, or for any other reason.

4. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of VR-Care Insurance or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on the Site without our prior written permission.

5. Links to Third-Party Sites

The Site may contain links to third-party websites for your convenience. VR-Care Insurance does not endorse or control these third-party sites and is not responsible for their content or practices. Accessing linked sites is at your own risk.

6. Disclaimers

The information provided on the Site is for general informational purposes only and is not intended as professional advice. VR-Care Insurance makes no warranties or representations about the accuracy or completeness of the Site's content.

The Site and its content are provided "as is" without warranties of any kind, either express or implied. VR-Care Insurance disclaims all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

7. Limitation of Liability

VR-Care Insurance shall not be liable for any damages arising out of or related to your use of the Site, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

8. Changes to Terms

We may update these Terms of Use from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised terms.

9. Governing Law

These Terms of Use are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any legal action arising out of your use of the Site shall be filed only in the courts located in the United States of America, Florida.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Note: This Terms of Use document is provided for informational purposes and should be reviewed by legal counsel to ensure compliance with applicable laws and regulations.